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Retail Installment Contracts

Galvanize is proud to offer Retail Installment Contracts (RIC) for our Hack Reactor software engineering programs.

Galvanize's Retail Installment Contract (RIC) terms for our Hack Reactor Software Engineering Immersives are administered and serviced through Stride Funding. The RIC application requires a hard credit inquiry through Stride Funding.

To be eligible, you must meet one of the following residency criteria:
1) You are a U.S. citizen, legal permanent resident, or DACA recipient, or
2) You have a valid social security number and the legal right to work in the U.S., or
3) You are present in the U.S. under Temporary Protected Status ("TPS") and have a valid and current employment authorization document.

*Retail Installment Contracts (RIC) are available to students residing in California and Washington only.

How RICs Work

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Apply & Enroll

Once you apply and successfully make your way through our Hack Reactor admissions process, you'll receive and complete your RIC application, submit a non-refundable $100 deposit, and begin your bootcamp!

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Study & Search

Learn from the best during your bootcamp experience, make lifelong connections and friends while you do it, then take on your job search confidently with the support of our career services team.

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Get Employed & Pay It Back

Once you land a job making a salary of $50k a year, you'll begin making payments. Even if you get a job right away, your payments won't start until three months after you graduate.

Why We Offer RICs

Financial Flexibility
During a time when many are financially insecure, we at Galvanize believe it's important to help support students who are learning to code by providing even more flexibility with tuition assistance.

More Accessibility
RICs allow us to offer our program to a greater number of students who need financial alternatives.

More Diverse Classroom
By removing a hurdle of affordability, we can focus on getting the best and brightest students from an even wider variety of backgrounds.

Confidence in the Process
We have nothing but confidence in our students and our program, which is why we allow students to pay tuition after they find a job and they're making a comfortable salary.

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Galvanize RIC Details

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Minimum Income Threshold: $50,000

After a $100 non-refundable deposit, defer the rest of your tuition until you're making at least $50k/year.

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Fixed Monthly Payments

Once you're above the $50k threshold, pay monthly installments. The maximum monthly payment will be $521.50.

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48 Months

Make 48 fixed monthly payments.

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1.4x

Defer all or some of your tuition and pay back 1.4x what you defer.

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No Job, No Payments

If you're not earning at least $50k, your RIC pauses.

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Have Questions?

Get all your student financing questions answered here.

Read FAQs