Retail Installment Contracts: Invest in You

Enroll now and pay later via manageable monthly payments! We’re proud to offer student-friendly Retail Installment Contracts (RICS) for our coding bootcamps.




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Eligibility Requirements: Is a RIC Right for You?

The Retail Installment Contract (RIC) terms for our Hack Reactor Coding Bootcamps are administered and serviced through Stride Funding. The RIC application requires a hard credit inquiry through Stride Funding.

Retail Installment Contracts are available to students residing in California and Washington only. If you live in another U.S. state, explore our Income Share Agreement options.

To be eligible to apply, you must meet one of the following residency criteria:

  • You are a U.S. citizen, legal permanent, or DACA recipient, or
  • You have valid social security and the legal right to work in the U.S., or
  • You are present in the U.S. under Temporary Protected Status (“TPS”) and have a valid and current employment authorization document

How Retail Installment Contracts (RICs) Work

Apply & Enroll

Once you apply and successfully make your way through our Hack Reactor Coding Bootcamp admissions process, you’ll receive and complete your RIC application, submit a non-refundable $100 deposit, and begin your bootcamp.

Study & Search

Learn from industry-leading instructors, make lifelong connections and friends, then take on your job search confidently with the support of our Career Services team.

Get Employed & Pay It Back

Once you land a job making a salary of at least $50k a year, you’ll begin paying your tuition. Even if you get a job right away, your payments won’t start until three months after you graduate.

RIC Details: Pay Once You Land a Job

Minimum Income Threshold: $50,000

After a $100 non-refundable deposit, defer the rest of your tuition until you’re making at least $50k/year.

Fixed Monthly Payments

Once you’re above the $50k threshold, pay monthly installments. The maximum monthly payment will be $565.25.

48 Months

Make 48 fixed monthly payments.


Defer all or some of your tuition and pay back 1.4x what you defer.

No Job, No Payments

If you’re not earning at least $50k, your RIC pauses.

Why We Offer Retail Installment Contracts

Financial Flexibility

We believe it’s important to help support students who are learning to code by providing flexibility with tuition assistance.

More Accessibility

ISAs allow us to offer our program to a greater number of students who need financial alternatives.

More Diverse Classroom

By removing a hurdle of affordability, we can focus on getting the best and brightest students from an even wider variety of backgrounds.

Confidence in the Process

We have nothing but confidence in our students and our program, which is why we allow students to pay tuition after they find a job and they’re making a comfortable salary.

Explore Additional Bootcamp Financing Options

As a coding bootcamp student, you have access to a variety of opportunities for financial support, including full-tuition scholarships, Veteran education benefits, and more.

All Financing Options

Have Questions?

Read through our most frequently asked questions about student financing.

See FAQs